Job Description

Who We Are Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our People Along with competitive pay, as an employee of HCA, you are eligible for the following benefits: Medical, Dental and Vision plans that include no-cost and low-cost plan options Immediate 401(k) matching and vesting Vehicle purchase and lease discounts plus monthly vehicle allowances Paid Volunteer Time Off with company donation to a charity of your choice Tuition reimbursement What To Expect The Commercial Credit Analyst will operate as a self-contained credit unit within the Commercial Credit Department to perform and coordinate comprehensive credit, collateral and economic reviews of all financing proposals to identify current and/or early detection of company risk. What You Will Do Financial Proposals Complete periodic reviews and inspections of collateral, documentation, reporting and financial statements following required scheduled formats (CCAP, Risk Based Review or Automated Review).to identify current and/or early detection of company risk. Collect on excessive audit exceptions (SIV/FIV), principal & interest payments (10th business day of month) and curtailments (last business day of the month). Monitor and follow-up on reported duplicate financed vehicles. Review overline/aged inventory reporting and interface with Sales to determine causal factors and obtain plan to reduce. Complete assigned dealer monthly reviews with recommendations to minimize the number of Watch List dealers. Complete the applicable tasks on the liquidation checklist after floorplan payoffs. Review floorplan insurance policies to ensure proper coverage and compliance. What You Will Bring Minimum 2-4 years related credit analysis experience required; knowledge of financial statements preferred. College degree in Business or related field. Possess credit and financial skills in an analytically challenging environment. Proven time management, prioritization skills, and high attention to detail. Ability to multitask in a fast-paced environment. Proficient in MS Suites including Word, Excel and Outlook. Strong written and verbal communication skills including strong interpersonal skills to interact with team and dealers. Work Environment Employees in this class are subject to extended periods of sitting, standing and walking, vision to monitor and moderate noise levels. Work is performed in an office environment. The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range. California Privacy Notice This notice only applies to our applicants who reside in the State of California. The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”). If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com.

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